The granularity of division (whether coarse or fine) directly affects the accuracy of budget formulation, the flexibility of budget execution, and the efficiency of budget management. A reasonable granularity for budget organization division needs to be determined based on factors such as the enterprise's scale, business complexity, and management requirements.

The isolation and lack of linkage among various business units is a common management issue for enterprises. It usually manifests as insufficient information sharing, uncoordinated processes, and unintegrated resources between departments, leading to low efficiency, delayed decision-making, and resource waste.

When an enterprise's management model struggles to meet management requirements due to rigid organizational structures, outdated technical tools, and other factors, it usually manifests as issues such as delayed decision-making, resource waste, low efficiency, and poor inter-departmental collaboration.

Data linkage is relatively poor, and there is a lack of full-cycle closed-loop management covering planning, budgeting, execution, analysis, and assessment. Financial budgets are disconnected from business plans, and data fails to be shared, transmitted, and collaborated on in a timely manner.

Help enterprises form a management closed loop in their operations, enhance their business strategic planning capabilities, and achieve the goal of "starting with strategy and returning to strategy".

Promote the development of basic norms such as organizational structure, processes, rights and responsibilities, and models, and continuously enhance analytical and decision-making capabilities as well as the internal control strength of the bank.

Through the technical means of system construction, improve the efficiency of budget management formulation and analysis, and provide support for the transformation to management-oriented finance.

Decentralized activities and resources are effectively integrated, and centralized management is conducive to risk control.